Talk With Our Own Mortgage Specialist: Expert advice. Be ready to buy your FIRST OR NEXT home with a mortgage approval letter. Have the power you need to have the seller accept YOUR contract.  Save up to $900.00 in closing cost fees at settlement with Peggy Gist as your agent and ERA/Phil Dorn as your mortgage lender.

Local Schools (Adams - York - Carroll County): Identify the best school district for your family with my free schools reports.  Select your county to begin. If you have special needs for your children, you can resolve your concerns today.

Local Weather: Get up-to-date information on weather in the surrounding communities.

Map & Driving Directions - Need a map to my office or anywhere else? Just click on this link.

FREE Home Warranty for you while you sell if you purchase a home warranty for the buyer of your home. You must mention this web site at our first appointment to qualify. Call me at 717-309-7723 or email me at peggy.gist@jgr.com

1.  As a seller you can provide a 1 yr. warranty to the buyer so that the first year of their home ownership will be stress free.
2.  As a buyer you can purchase a home knowing that a 1 yr. warranty will be provided at settlement worth $425.00.
        Restrictions apply to coverage-AHS Home Warranty Program

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REAL ESTATE MARKET UPDATE:  

Your move to Hanover, York, Gettysburg areas couldn't be easier with the wide selection of  real estate available.  Any where in York or Adams County offers you a selection of homes that you will not believe. Buyers, it is time to ask me to show you all the "shinny pennies" (best homes) to make your shopping and buying decision.  If you will just take a few minutes to tell me a little bit about what you want to purchase, I can do the searching for you. I can provide you with only the "shinny pennies", from all brokers, that will suit your needs. Don't miss the perfect home because you searched a wide area and missed the perfect piece of real estate.  I can easily narrow the search to include only those areas and homes that are specific to your needs. Don't waste time searching on your own, allow me to automatically send you a list of the best homes directly to your email inbox.  Buyers, now may be the time to look at a FHA mortgage.  There are higher loan amounts available for our specific York and Adams County area.  So if you are looking to move to Hanover, York, Gettysburg and anywhere near by, you can get into a home with little money down.  It is important to work with a Buyer's Agent in this market. As a buyer's agent I can provide you with all the options available to help you purchase the home of your dreams.  The interest rates have hit an all time low. This may be the BEST time to grab that piece of real estate.  We are seeing some interest rates in the mid 5% to low 6% range.   A fixed rate mortgage is safe because you know what your interest rate is going to be for the term of the loan.  FHA loans are great for those buyers who have little cash.  Stay away from any of those loans that sound too good to be true- that is exactly what they are-too good to be true- there is ALWAYS a catch!

Should I buy later?  No.  Buy now.  Why pay rent when you can build equity in a home. Intereste rates seem to continue to bounce back and forth in small factions.  Rents will continue to climb. When you pay rent you are building equity for your landlord. You are really flushing that money down the drain. You have no tax write-offs. Grab ahold of the American Dream while you can, at least you will own your own "square" on this earth as you build your equity in home ownership.  Real estate is still the answer to equity growth and financial well being. Call me for your PERSONAL consultation.  717-309-7723
 

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THINKING ABOUT SELLING YOUR HOME?

If you currently own real estate in Hanover, Gettysburg, York or surrounding areas and are thinking of placing it on the market call me today for a   f r e e  consultation. This site contains information about preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation. Oh, by the way, I do make "HOUSE" calls! Over 17 years of experience! Your home will be featured on 11 websites and on 3 Multiple Listing Systems.  Coverage you can count on and results you'll appreciate!

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THE POWER OF OUR TEAM:  Steve Rager joined our company the beginning of 2007 and I have had the pleasure of showing him how I do business.  He has embraced the business quite nicely. I am pleased to have the pleasure of working with him! Steve has had past experience in both the military and law enforcement. He knows how important family is and enjoys helping people obtain a home as much as I.  My husband, Bill,  is also a licensed REALTOR so between the 3 of us, you have the best coverage available!